Legal Disclaimer

By accessing this website https://philanzel.com and/or any of its associate/group sites ("Site"), you acknowledge that you have read, understood, and agree to be legally bound by the terms and conditions outlined in this disclaimer and user agreement.

Philanzel and its subsidiaries, parent, associates, affiliates, and group companies ("Philanzel Group") have taken due care and caution in compiling the data and content provided on this Site.

However, Philanzel Group does not guarantee the accuracy, adequacy, completeness, or reliability of any information or materials on the Site, and expressly disclaims any liability for any errors or omissions in the content.

The information provided on this website is intended for general information and awareness purposes only and is not intended to be construed as investment, legal, tax, or other professional advice. Users/visitors are advised to independently verify the information before making any decisions based on it.

While the content is updated periodically, Philanzel Group makes no warranties—express or implied—regarding the quality, accuracy, timeliness, completeness, performance, or fitness of the content available on the Site. This includes (but is not limited to) any feedback, comments, third-party advertisements, or recommendations. As such, Philanzel Group shall not be held liable for any loss or damage (monetary, legal, or otherwise) resulting from any reliance placed on the content or interruptions, delays, defects, or other failures of the Site.

Third-Party Links:

Hyperlinks provided on the Site leading to external websites are for convenience only. Philanzel Group does not monitor, verify, or endorse the content, views, or offerings on such linked websites. Accessing these third-party sites is at your own risk. Philanzel Group, including its directors and employees, is not responsible for the accuracy or content on such websites and will not be held liable for any reliance placed upon them.

NO WARRANTIES:

ALL INFORMATION AND MATERIAL ON THE SITE ARE PROVIDED ON AN "AS IS" BASIS WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

For any questions, clarifications, or legal notices related to this disclaimer, you may contact:

Philanzel Email: [email protected]